Youre Finally Eighteen And Youre Ready To Start Adulthood And One Of The Perks Of Becoming An Adult Includes Having A Credit Card. The Main Question That Everyone Always Asks Is How Do I Get A Credit Card When I Dont Even Have Credit? Well, The Answer To This Question Is Fairly Simple; You Begin With A First Time Credit Card Like A Student Credit Card.Getting Approved For A First Time Credit Card Is Actually Not That Hard. If You Dont Have Any Credit And Youre Attending Or Youre Planning On It, The Ball Is Already In Your Court. Credit Card Companies Love To Take Their Chances On Students That Dont Have Any Credit. Their Theory Is That If The Student Doesnt Have Enough Money To Pay Off Their Debts, They Just Assume That Mom Or Dad Will Bail Them Out.The Reason You Want To Apply For A Credit Card At Such A Young Age Is Because Once You Get Older And Youre Out Of School, Credit Card Companies Will Start To Raise Red Flags When You Apply For A Credit Card. They Are Going To Ask Themselves, Why Is Heshe Applying For A Credit Card? They Have The Mindset That You Are In Need Of Money And You Dont Have The Funds To Pay Off Your Bills.When Youre Younger And You Apply For A Credit Card, They Just Assume That You Trying To Get A Credit Card To Start Building Your Credit. Building Your Credit Is Important Because It Helps You For Your Future. Your Credit Will Allow You Get A Better Rate On Your Mortgage And Will Also Help You Get That First Car Loan. Youre Not Going To Want To Go Through Life Relying On Mom And Dads Credit Because You Didnt Establish Any.When You Finally Decide To Apply For A Credit Card, Its Important That You Already Registered At The School Youre About To Attend. The Reason Why Credit Card Companies Are More Bias Toward College Students Is Because Students Tend To Be More Responsible Than A High School Student Not Wanting To Go To School At All. Lets Face It. In Todays World, Youre Going To Need Some Sort Of Education To Make The Big Bucks, If You Dont Have The Skills; No One Is Going To Hire You. When You Dont Have Any Money, Its Going To Be Harder To Pay Your Bills.If You Dont Plan On Going To College And You Want A Credit Card, Youre Still Going To Be Able To Find One But Youre Going To Find Out That Youre Going To Get Rejected A Lot More Than A Student That Applied. This Will Just Involve A Lot More Research On Your Part. Its Always Best To Apply For A Few Credit Cards At First. If You Apply For Three Cards, Youll Probably Find Youll Get Rejected For Two. If You Get Approved For All Three, Thats More Power To You. We Would Just Recommend That You Dont Apply For Anymore For A While For Your Credit Score Sake.
